PURCHASE

PURCHASING A HOME

If you are looking to buy a home, we can help.   

We have various products available to meet your needs:

 

Fixed Rate Mortgage - 

This traditional loan program has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for a period of time.  

 

Adustable Rate Mortgage  -

These increasingly popular ARM loans can offer the best of both worlds: lower initial interest rate and a fixed payment for a longer period of time than most adjustable rate loans.

 

FHA - Federal Housing Administration Loan - 

Looking for a low down payment option?  FHA only requires a 3.5% down payment.  There are no income or location restrictions.

 

USDA Rural Development Home Program -

This program provides a zero downpayment option for low to moderate income households.  This is a great option for communities with less than 30,000 residences.  Let our Mortgage Loan Officers assist you in determining your eligiblity for this program.

 

VA - Veteran Administration Loan -  

This program offers a zero down payment option for eligible Veterans.