DOCUMENT CHECKLIST

Document Checklist

 

To make your home loan application process as fast and easy as possible, here's a check list of information you'll need.

Information about you: 

• Copy of your driver's license

• Copies of 30 day's worth of pay stubs and prior year W2  

• If self employed, your tax returns for the past two years

• Bank statements for the past two months

• Employer information for the past two years

 

Information about the home:

• Home Purchase: Signed copy of the Offer to Purchase Contract

• Home Purchase: A copy of the cleared earnest money check

• If you are refinancing, a copy of homeowners insurance policy

• If you are refinancing, most recent mortgage statement

 

Special circumstances only:

• Copy of divorce decree and/or proof of receipt of child support, alimony and/or spousal maintenance

• Award Letters and 1099s, if applicable (Social Security, Pension)

• If you currently own investment property or a second home, provide copies of current rental lease and a recent mortgage statement

• If in school in the last two years, provide copy of degree or certification