CONSTRUCTION LOANS
Build your dream home with confidence.
Building a home is an exciting journey, and we're here to help you finance it from the ground up. Our experienced Mortgage Loan Officers will guide you through each step of the construction loan process, answer your questions, and help keep your project moving forward. When construction is complete, we can also help you transition into a permanent mortgage that fits your long-term goals.
How Construction Loans Work
Construction loans are designed to support your project through two phases:
During Construction
- As your home is being built, funds are released in stages as construction milestones are completed.
- Our team will coordinate inspections throughout the project to verify progress before each draw is distributed to your builder.
- During this phase, you'll make monthly interest-only payments on the funds that have been disbursed.
After Construction
- Once your home is complete, you'll work with your Mortgage Loan Officer to choose the mortgage program that best fits your financial needs and future plans.
What You'll Need to Get Started
Construction financing requires some additional documentation beyond a traditional mortgage application. To protect your investment and ensure a smooth process, we'll review and approve your builder and construction plans.
Required documents may include:
Your Mortgage Loan Officer will provide a complete list of required documents and walk you through each requirement.
Let's Build Together
Whether you're just starting to explore your options or you're ready to break ground, we're here to help make your dream home a reality.
Connect with a Mortgage Loan Officer today to get started.